Industrial Bank Of Korea on Monday reported its second-quarter net income of 609.7 billion won (US$441.2 million), down 8.6 percent from a year earlier.The company said in a regulatory filing that operating profit for the April-June period fell 2.5 percent on-year to 827.6 billion won. Sales increased 22.7 percent to 8.4 trillion won.The earnings fell behind market expectations. The average estimate of net profit by analysts stood at 635.2 billion won, according to a survey by Yonhap Infomax, the financial data firm of Yonhap News Agency.Source: Yonhap News Agency