South Korea, the United States and Japan held inaugural director-level talks Thursday to discuss ways of enhancing trilateral cooperation on export controls in the commerce and industry sectors against Russia, Seoul’s industry ministry said.

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The delinquency ratio on loans extended by banks in South Korea dropped from a month earlier in December, data showed Thursday.

The delinquency ratio on banks’ won-denominated loans came to 0.38 percent as of end-December,

South Korea’s central bank froze its key rate for the ninth straight session Thursday amid woes over slower-than-expected inflation moderation and high household debts and maintained its growth outlook for the year at 2.1 percent.