Interior Ministry reveals progress in solving the problem of informal debt.


Bangkok, Interior Revealing progress in solving the problem of informal debt. 39,393 cases have entered the debt mediation process. 24,588 cases were able to mediate successfully. The debt amount decreased by 993 million baht. Emphasis is placed on all provinces expediting mediation to cover all cases and be fair.

Mr. Suthiphong Chulcharoen, Permanent Secretary of the Ministry of Interior, revealed that the Ministry of Interior has opened registration for citizens who wish for the government to help solve the problem of informal debt in accordance with government policy. With a total of 153,400 people registering, the Ministry of Interior has informed all provinces and districts to continue solving the problem of informal debt by inviting creditors and debtors to enter into the debt mediation process. At 3:00 p.m., the Bureau of Investigation and Legal Affairs, Department of Provincial Administration, has reported information on debt mediation throughout the country. A total of 39,393 debtors have entered t
he mediation process. 24,588 of them were successful in mediation. The total debt amount decreased by 993.846 million baht. There were 373 cases where creditors and debtors wished for officials to forward the matter to police investigators at local police stations for prosecution. There are 5 provinces that can invite creditors-debtors into the debt mediation process at most: 1. Songkhla Province, 4,377 cases, 2. Nakhon Si Thammarat Province, 2,868 cases, 3. Nakhon Sawan Province, 2,669 cases, 4. Nakhon Ratchasima Province, 2,268 cases, and 5. Narathiwat Province, 1,325 cases. in which creditors and debtors meet and talk with officials as mediators And after this, the relevant agencies will follow up after the debt negotiation. In order to solve the problem of informal debt problems, the entire process will be successful.

‘About solving the problem of informal debt problems throughout the country. Today, Songkhla Province is still the province with the most debtors entering the mediation process, with 4,377
cases, and 3 provinces, namely Nakhon Sawan, Narathiwat, and Ranong, have completed the mediation process with 100% of those who have registered. Therefore, we request that all remaining provinces Integrate with network partner agencies Expedite creditors and debtors to enter into the mediation negotiation process in all cases. To enable registered informal debtors to receive help and resolve their informal debt problems quickly and fairly. And the success of mediation in every case must be taken into account. If mediation cannot be used Immediately prosecute those who commit illegal acts. Because informal debt is considered illegal, meaning lending without a license. They also charge more interest than the law requires,’ Mr. Suthiphong said. added

Mr. Suthiphong further said that he asked the provincial governor to set up a clinic to correct debt and emphasized that he should instruct the district chief. Assigned the District Community Development Office As secretary to the executive committee of the Center
for Operations to Eliminate Poverty and Develop People of All Ages in accordance with the Sufficiency Economy Philosophy at the district level (S.C.P.O.), implement solutions to solve problems and develop people of all ages in a sustainable way (Menu Solve poverty) to improve the quality of life for debtors who wish to receive assistance to reduce expenses, increase income, expand opportunities, as well as promote group formation to further create careers. Including the opportunity to access funding sources from government financial institutions. In order not to return to the cycle of informal debt. and be able to rely on themselves according to the philosophy of sufficiency economy So that people can improve their quality of life in a sustainable way.

‘Although registration for resolving problems with informal debt has already been closed, However, the debt mediation process And improving the quality of life of the people is not yet finished. Ask provincial governors and district chiefs to carry out public
relations campaigns to create awareness among citizens who are suffering from the problem of informal debt. or other problems that cannot be resolved on your own. and need help from the government You can contact us through the Ministry of Interior’s Damrongtham Center. Both the provincial Damrongtham Center Damrongtham District Center Or call the hotline 1567, where there will be service personnel available 24 hours a day to help the people. which is the mission of the Ministry of Interior to ‘cure suffering, promote happiness” Mr. Suthiphong Said at the end.

Source: Thai News Agency